The CARES Act requires that COVID-19 testing is covered without cost-sharing. This applies to all health insurance coverage in Minnesota. It is important to know that this applies to the test only, office visits are not covered through the CARES Act. Some insurance carriers have agreed to waive cost-sharing for in network visits associated with the COVID-19 test – it is important to check with your health insurance to find out what will be covered and what is in network.
If you have questions about your health insurance coverage call your insurance company prior to getting tested.
In-Person Testing Sites
What Should I Know Before I Go?
Testing sites are designed to keep you and health care workers safe. Sometimes you may stay in your car. Other sites will screen you before you come indoors. Many sites will require an appointment before you arrive in order to ensure they have collected your contact and insurance information.
Essentia - Brainerd Kingwood Street
303 Kingwood Street
Brainerd, MN 56401
Monday through Friday: 8:00 a.m. - 7:30 p.m.
Saturday and Sunday: 9:00 a.m. - 4:30 p.m.
Contact Info: 218-454-8476
Location Information: Drive-up testing only. Upon arriving at the clinic, please stay in your car and call the number posted for further direction. If you do not have a cell phone, please call the clinic prior to leaving your home.
Accepting: Any symptomatic patient. The following asymptomatic patients: Pre-procedural; People involved in mass public events
Cuyuna Regional Medical Center
320 East Main Street
Crosby, MN 56441
Monday through Friday: 8:00 a.m. - 5:00 p.m.
Saturday and Sunday: Unavailable
Contact Info: 218-546-7000
Location Information: By appointment only
Accepting: Any symptomatic patient. The following asymptomatic patients: Any if ordered by a healthcare provider
At Home Testing Options
The Minnesota Department of Health (MDH) has launched the pilot of the Free COVID-19 Test at Home saliva testing program. You can now order a COVID-19 saliva test online that will be shipped to your home, along with a prepaid package to return it. Currently the pilot program is only available to residents in 24 Minnesota Counties, including Crow Wing County.
When you are ready to take the test, you will log onto a website and do a video visit with a health care provider so they can give you instructions and make sure you do the test the right way. You then send the test to the lab in Oakdale, Minnesota, using the prepaid package. Once it arrives at the lab, you will get your test results by email as soon as 24-48 hours.
The saliva test is just as accurate as the nasal swab test and is also used at in-person COVID19 community saliva testing locations across the state.
- The saliva tests checks whether you have COVID-19 right now and can spread it to others. It is not an antibody test that looks for whether you have had COVID-19 in the past.
- Both adults and children can use these tests. An adult 18 or older must request a test for a child.
- You can request up to five tests per household through the website.
- Saliva testing may not be right for those with low saliva production, such as children under age 4 or someone who has suffered a stroke.
- Testing is free for every Minnesotan, whether or not you have insurance. If you do have insurance, you will need to provide your information so your insurance company can pay for your test. If your insurance does not pay for COVID-19 tests or does not pay enough, the state will cover the cost. If you do not have insurance, the state will pay for your test. You will not receive a bill.
- For more information and to order a test visit COVID-19 Test at Home.
Tests are currently available to Minnesotans who live in: Aitkin County, Becker County, Beltrami County, Carver County, Cook County, Crow Wing County, Dakota County, Douglas County, Itasca County, Kandiyohi County, Kittson County, Le Sueur County, Lyon County, Mower County, Nobles County, Otter Tail County, Pennington County, Pine County, Red Lake Nation, Rock County, Steele County, Swift County, Wilkin County and Wright County.